Questions to ask When Buying a New Home


What is the anticipated timeline for the completion of your home's construction? It is crucial to have this information to coordinate with your local builder and ensure that it aligns with your schedule and plans. Additionally, understanding the complexity of your project can assist the contractor in making any necessary arrangements for accommodations.

Are there any costs or fees associated with purchasing the property?

When purchasing a newly constructed home, there may be expenses such as stamp duty, legal fees, and land registry fees. Being aware of these financial obligations ahead of time will allow you to plan and budget accordingly.

Stamp duty is a tax that is applied to property purchases and is determined by the price of the property. In England, the amount of stamp duty owed is calculated using a sliding scale based on the purchase price. However, Scotland and Wales have their methods of calculating this tax.

Legal expenses, such as a solicitor or conveyancer fees, are necessary for handling various aspects of the purchase process. These fees cover tasks such as conducting searches and managing contracts to facilitate the transfer of property ownership.

Land registry fees are payments made to the government to register the property under your name.

Government charges are applied when you register a property in your name, establishing your ownership and protecting your rights.

Do the houses come with any warranties or guarantees?

Typically, newly built constructed homes come with warranties that cover defects and issues resulting from substandard workmanship or materials used during construction. The specifics of the warranty may vary depending on the builder and type of home. To understand the coverage and duration, it's important to review the warranty. This knowledge provides peace of mind and protection against potential problems.

What is the process for addressing repairs or resolving issues after buying a home?

Knowing the contractor's repair process can help anticipate and address any concerns that may arise. The warranty provider may send someone to assess the situation and determine an appropriate solution, which may involve repairing the affected area.

What choices are available for upgrades and customization?

By familiarizing yourself with the available upgrade options, you can personalize your property to suit your preferences. There are various finishes and materials to choose from, offering opportunities for customization.

Are there any plans or arrangements in place to handle construction delays or problems that may arise? Construction delays or problems can affect the completion timeline of a home and potentially cause inconvenience or additional expenses for buyers. Knowing the contingency plan will ensure that any delays or issues are quickly resolved to minimize their impact on buyers.

How is the house constructed?

Is it made with brick and blockwork or timber frames? Knowing the construction method of a new house is important as it can impact its quality, durability, and resale value. Brick and blockwork construction is often seen as traditional and long-lasting, while timber frame construction offers benefits such as energy efficiency and design flexibility. Understanding the materials and building procedures used in the development allows buyers to make informed decisions that align with their preferences and needs.

Another important factor to consider is whether the property is leasehold or freehold. Each type of ownership comes with different rights and responsibilities for a newly built property. Leasehold properties may have charges and limitations that buyers should carefully review in their lease terms to fully understand their obligations towards the property owner. On the other hand, freehold properties grant ownership of both the property itself and the land it is built on.

It is also worth exploring if there are any covenants in place. These legal agreements impose restrictions on how buyers can use their property, including limitations on building or renovating based on certain standards.

Before making a purchase, it is essential to have a clear understanding of any restrictions or obligations that may be enforced.